A new wave of technological change is right beyond the next hill. Can banks keep up with the changes? I imagine, that the future mobile banking application have to know if the customer is exceeding he's spending limits or if the car loan is ending. 

Also, wouldn't be cool if instead of balance number, you can also see how the money was spend in a chart?

And you can click any part of chart to know more details?

Or if you hate charts, wouldn't it be great if you can see the logos of the places where you spend your money. So if the logo is bigger than anything around, you know, that you spend most of the money there

Or, if for example you bought new laptop, you can get insurance in few minutes?

Or maybe you know immediately how much your monthly expenses will increase if you get a new car, or a new home loan?